Senior Credit Risk Analyst
Remuneration: | R500000 - R700000 per month cost-to-company |
Location: | Cape Town |
Job level: | Mid/Senior |
Type: | Permanent |
Company: | Ad Talent Africa |
Who are we:A leading retail business.
Who are we looking for: We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections.
What will you do:- Primary tasks include :
- Establishing optimal credit risk policies and limit calculations
- Analyse current strategies
- Building A/B testing strategies
- Defining rules to manage exposure based on customer performance
- Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success
- Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates
- Produce monitoring reports
- Other:
- Mentoring and up-skilling of junior analysts
- Ensure the business is compliant with regulations and external data providers i.e. credit bureaus
What do you need:- Five years’ experience
- Degree with Mathematics/Statistics or equivalent (essential/advantageous)
- Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel
- Experience in all areas of the credit lifecycle
- Proven experience with scorecards and analytics
- Knowledge on how credit risk scorecards are built and experience in assigning risk strategies on risk groups derived by scorecards
- Present data to demonstrate conclusions gained from analysing data
- Able to query and interpret data quickly and clearly
- Self-motivated driver of performance
- Great at finishing projects and disciplined in meeting deadlines
- Strong problem-assessment and decision-making ability
- Attention to detail with a methodical approach to work
- Able to regroup and re-organise when priorities shift
- Generate ad-hoc reports and analytics
- Ensure professional relationships are established and maintained with colleagues, customers and external vendors
- Comfortable working in a team to assist on other key projects in the Customer Management Services team
Skills required:- Balanced scorecard
- Credit risk
- Data analysis
Posted on 23 Apr 16:37, Closing date 23 May